ExpertPlan Consulting Services

ExpertPlan offers a complete range of consulting, research, administrative and communication services throughout the entire field of qualified and nonqualified plans. Our expert plan administrators, actuaries and compliance specialists allow ExpertPlan to maintain an unparalleled record of fulfilling clients' needs and building solid, longterm relationships. Consulting services begins with assisting clients in identifying and accomplishing overall benefit program objectives, and continues all the way through to timely and accurate plan administration. Plan options include providing technical and legal assistance if needed, custom plan services, flexible investment options, and wraparound compliance.

Complete Document Services
We assist with determining the most suitable type of retirement plan document for each client's unique retirement plan needs. This service includes consideration of Prototype, Volume Submitter and Custom Designed Plans for either defined contribution or defined benefit plans. Other document services include providing assistance with safe harbor notifications, providing SPD, as well as loan and qualified domestic relations order (QDRO) policies.

IRS and DOL Self-Correction Programs
We assist client companies with resolving retirement plan compliance problems through the utilization of Internal Revenue Service ("IRS") and Department of Labor ("DOL") voluntary correction programs.

Retroactive Record-keeping, Administration and Regulatory Filings
Our experts can provide services relating to the retroactive satisfaction of recordkeeping, administrative and regulatory requirements. For example, performance of nondiscrimination testing for prior plan years as well as the completion of prior years Forms 5500 can be satisfied as necessary to document and fully correct compliance problems that may otherwise require submission to the IRS and/or DOL Self-Correction Programs.

Fiduciary Review Services
Have us review your current fiduciary processes and recommend corrective actions as needed or simply make recommendations that can lessen the burden of risk you take as a fiduciary. This can include a review of your compliance and reporting procedures, development and implementation of an Investment Policy Statement, or review of your current plan policies and procedures.

Fiduciary Consulting and Protection Services
We can assist Financial Professionals and Plan Sponsors with determining who is a retirement plan fiduciary, as well as understanding the responsibilities and liabilities associated with fiduciary status. In addition, fiduciary services include recommendations on how to best insulate fiduciaries from potential liability.

Plan Transactional Services
We assist client companies as they navigate through the complex requirements associated with retirement plans in the context of corporate transactions; transactional services relate to plan terminations, plan mergers, and plan "spin-offs".

Complex Ownership Structures
Let our experts provide the education, evaluation and consultation regarding complex ownership structures. Our analysis will include "related employers" such as "control groups" and "affiliated service groups", "multiple employer" plans and "trade association" plans.

Company Stock or Non-traditional Investments
Call on our experienced professionals to share advice about the benefits and liabilities associated with investing retirement plan assets in company stock or other non-traditional investments.

Non-qualified Plans
Our experts are prone to evaluate the unique needs of our clients and make recommendations regarding the utilization of "non-qualified" plans such as 403(b), 457(b), 457(f), and private sector "executive compensation" plans.

Actuarial Services
With employees who are Fellows of the Society of Actuaries and Members of the American Society of Pension Actuaries, we can provide a full range of consulting services regarding "cash balance" retirement plans, defined benefit plans and defined benefit / defined contribution "combo" plans.

TPA Outsourcing
We are available on a contract basis to provide a cost effective "back office" solution for TPAs wishing to outsource the preparation of Forms 5500, performance of discrimination testing, retirement plan document preparation, employee training and daily valuation recordkeeping.

Client Education
We provide an educational component for our clients; services include webinars, newsletters and other communications intended to inform clients about novel and topical concepts associated with the retirement plan industry.

More about ExpertPlan
ExpertPlan is a national leader in retirement plan solutions, providing services for more than 16,000 plans representing over 5 billion dollars in retirement assets. Our proprietary recordkeeping system supports an open architecture platform for over 220 mutual fund families. With the help of our dedicated retirement plan support team, clients can quickly and easily establish a new plan or convert an existing plan from their current provider. ExpertPlan offers flexible service models for a wide variety of plan types, including Traditional 401(k), Safe Harbor 401(k), New Comparability 401(k), Profit Sharing , Money Purchase, 403(b) ERISA, and Defined Benefit including Cash Balance.


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